Credit Card Payoff Calculator
Calculate credit card payoff time and interest
Credit Card Payoff Calculator
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Months to pay off0.00
- Total interest
- ฿0.00
Results are estimates only
Formula
Months = −ln(1 − r·B/M) / ln(1 + r) where r is the monthly rate
Data as of
Results are estimates only
FAQ
It depends on your balance and rate (typically 16–25% p.a.). Paying only 10% minimum can take many years. This tool calculates months using −ln(1 − r·B/M) / ln(1 + r).
The Bank of Thailand caps credit card interest at 16% per annum (revised 2023). You can enter your actual card rate in this tool.